AI for Insurance Professionals

Smarter Claims.
Faster Settlements.
Zero Fraud.

AI-powered claim triage, fraud scoring, underwriting automation, and policy personalisation — turning days of manual review into seconds of intelligent decision-making.

2.3s Assessment
94% Fraud Detection
35% Cost Reduction
LIVE CLAIM ANALYSIS PREVIEW
Motor Accident Claim
CLM-2026-00847 | Priya Sharma
Fraud Probability
12% — Low Risk
₹2,60,000
Recommended Settlement
APPROVE
AI Decision

AI Claim Assessor — Live Demo

Select a sample claim, then click Assess with AI to see the full analysis.

Demo Mode: All claim data is fictional. No real API calls are made.
Motor Accident
CLM-2026-00847
₹2,85,000 Low Fraud Risk
Fire & Property
CLM-2026-01204
₹12,40,000 Medium Fraud Risk
Health — Hospitalisation
CLM-2026-02091
₹4,80,000 High Fraud Risk

What ClaimIQ Does for Insurers

From first notice of loss to final settlement — AI at every step.

Fraud Detection

Multi-signal fraud scoring using claim history, social network analysis, GPS data, and billing patterns — 94% detection rate.

Instant Triage

AI categorises incoming claims by complexity and routes simple cases to straight-through processing within 2.3 seconds.

Underwriting AI

Evaluates new policy applications against 200+ risk factors in real time, generating personalised premium recommendations.

Document OCR + NLP

Extracts and validates data from hospital bills, police FIRs, repair estimates, and discharge summaries automatically.

Settlement Optimiser

Benchmarks claim amounts against historical settlements, regional cost indices, and policy limits to recommend fair payouts.

Claimant Chatbot

24/7 AI assistant handles claim status inquiries, document upload, and policy queries — reducing call centre volume by 60%.

Reserve Prediction

Predicts ultimate claim cost at first notice using ML, enabling accurate IBNR reserving and reducing financial surprises.

Portfolio Analytics

Real-time dashboards showing loss ratios, claim frequency heatmaps, fraud hotspots, and underwriting performance by segment.

The AI Advantage in Insurance

Industry benchmarks from AI-enabled insurance operations

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Faster claim processing
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Fraud detection accuracy
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Reduction in claim cost
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